OneCard Evaluation – One Card is a free steel bank card. It’s changing into one in all India’s hottest bank cards. The primary purpose behind the recognition of 1 card is its beautiful look and premium design. One card is exquisitely crafted with steel to draw the brand new technology of youth.

One card is launched by FPL applied sciences in affiliation with IDFC financial institution. It’s an entry-level bank card. It’s a lifetime free card with no annual charges. Its beautiful design makes it totally different from different playing cards.

Let’s take a look at its options & advantages to know that’s it hype or it’s price having OneCard?

OneCard Options  

Reward Factors

• One Card affords 5X reward factors on the highest 2 spend classes each month.
• Factors earned utilizing this card are credited immediately and by no means get expired.
• You can also make use of reward factors utilizing a cell app.
• You simply must swipe one button to redeem reward factors.
• This card doesn’t spherical off reward factors, you will get reward factors even in a fraction.

Sensible OneCard Cell App

One Card bank card comes with a robust cell app that provides the next options

• One Card Cell app offers you full management over the utilization of the cardboard.
• You’ll be able to monitor your obtainable steadiness.
• One Card Cell app means that you can handle your credit score restrict.
• You’ll be able to management your transaction and perform a spend evaluation.
• Managing supplementary playing cards and managing invoice funds.
• Make use of the digital card for on-line funds.
• A swipe to pay choice means that you can make cost with a swipe as an alternative of OTP.

Beautiful Design and Look 

The steel look of this card makes it totally different in comparison with different playing cards. It’s a wave to pay card. This card appears to be like very elegant and offers a premium really feel.

OneCard EMI

• Make use of OneCard EMI choice for procuring.
• You will get factors on EMI transactions.
• Handle EMI from the EMI dashboard.

International Markup charges 

The overseas markup charges of this card may be very low. You could pay only one% + GST as overseas markup charges whereas doing overseas forex transactions.

Additionally Learn – Uni Pay 1/3 Card Evaluation – Do you have to go for it?

Charges and costs

No Becoming a member of Charges

No Annual Charges

No Rewards Redemption Charges

Curiosity-free interval – 48 days

Rate of interest – 2.5% to three.5% monthly and 30 to 42% on annual foundation

Minimal quantity due – 5% of the whole excellent quantity

Late cost charges – 2.5% of Complete Quantity due

OneCard Advantages – Execs

• Metallic card with a premium look
• On the spot challenge of reward factors that by no means get expired
• Fractional reward factors
• Cell app management
• Credit score restrict sharing with members of the family
• Digital bank card facility

OneCard Drawbacks – Cons 

• Reward charge is lowest – 0.2% on common spend
• No airport lounge entry
• This card is obtainable within the restricted cities solely (at present within the 15 cities)

Apply for OneCard?

To use for OneCard it’s essential to obtain One Card Credit score Card app.

After putting in this app, it’s essential to enter your fundamental particulars – Identify, Handle, e-mail and telephone quantity, and PAN card quantity.

After OTP verification your immediate digital bank card is issued and you may see your credit score restrict.

Additionally, you will obtain a welcome e-mail with full particulars.

The bodily bank card will probably be delivered to your deal with inside 2-3 days.

OneCard Evaluation – Do you have to go for it?

Properly, options and advantages evidently it’s an entry-level card designed for newcomers.

The constructive sides of 1 card are a simple and superfast onboarding course of, a cell app with straightforward to make use of and intuitive interface.    

The bodily design of this card is beautiful and it isn’t a plastic card it’s of steel. International forex markup costs of this card may be very low.

Nonetheless, alternatively, current credit score cardholders of different corporations can not ignore the downside of the bottom reward charge which is just 0.2%. Moreover, you’ll not get any further advantages like cashback, low cost on procuring, gasoline expense, and so forth. it’s a general-purpose card and never an unique card made up for a selected objective.

Relevant rates of interest and late cost charges in a single card are at par with different bank cards.

This implies this card has nothing further to give you in your kitty, besides appear and feel.

To be very sincere, in case you are new to the bank card you may go for this card because it comes as a lifetime free card with no further value. As per me, the utility of this card may be very restricted, this card is one sort of hype and nothing else.